Keybase Insurance Agency Ltd. - A Reason for Fixed Annuities

Keybase Insurance Agency Ltd. thinks that in certain circumstances, a high percentage of seniors and retirees should be in some sort of fixed annuities. Because of what has happened in the capital and stock markets in the past two years, risk is out and guaranteed returns are in.

As more seniors face the reality of depleted portfolios and uncertain financial futures, products with minimal risk and guaranteed returns are increasingly becoming more favourable for some segment of the investment public.

Keybase Insurance Agency Ltd., financial advisors network can evaluate your situation, discuss the merits of a more dynamic asset allocation that combines the best of fixed annuities, segregated funds and mutual funds.

Clients looking for certainty and guarantee and those who can live without flexibility are best suited for annuities.

There is also a tax angle where non registered money is used to purchase annuities; there is also a tremendous tax benefit too.

Perhaps the perfect investment strategy for seniors and retirees is a combination of investment vehicles.

Keybase Insurance Agency Ltd. FA can assist you to build a customized retirement income solution that provides a guaranteed secured income stream using the right asset, growth and inflation hedge. This can be achieved by using the right asset mix and combination of annuities, segregated funds, bonds, balanced and equities funds.

Keybase Insurance Agency Ltd. also offers other products like life insurance, long term care insurance, disability insurance and critical illness insurance. Please go to http://www.keybase.com for more information.